You can download our free mobile app for fast access to your accounts on your smartphone and tablet. Find a Shared Branch near you, your workplace, or your travel destination using the online search, or look for the logo shown here at participating credit unions. You can also phone or text for locations and download the free Locator App. Friends and Family Credit Union is a member of the Shared Branching network of credit unions. This allows our members to conduct transactions at more than 5,000 participating credit union branches around the world, just as you would at a Friends And Family Credit Union branch.

You can access accounts, pay bills, apply for loans, transfer funds, and complete other tasks. You can have automatic payments taken out of your FFCU checking account for loan payments, insurance premiums, utility bills, and more. With a Debit Card, you can deposit, withdraw, transfer, or shop. Your debit card will electronically deduct funds from your checking account at the point of sale.

• This new fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter.
• At current computing speeds, a hacker with the time, tools, and motivation to attack would require a trillion years to break into a session with 128-bit encryption.
• Friends and Family mails information to qualifying members when it is available.
• Membership is also open to immediate family of current members.
• To become a member, you must live, work, worship or attend school in Stark County, Ohio.
• The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

Convenient Account Access

What is 128-bit encryption and how does it protect my account? Encryption is a mathematical process of coding and decoding information. Encryption ensures that information is scrambled in transit so that only the intended recipient can decode it.

With Courtesy Pay, we will consider paying check, ACH, ATM and Debit Card transactions if an overdraft occurs on your account (up to the overdraft limit of $600). If you utilize our Courtesy Pay, we will notify you that an overdraft has occurred, you will be charged a $35 fee, and you will have 30 days to bring your account to a positive balance. MasterCard SecureCode is a private code for your MasterCard debit account that you can use when you’re shopping online. Only you and Friends And Family Credit Union know what your code is – retailers aren’t able to see it. So you can trust that your transactions get independent approval every time.

Use Online Bill Pay and pay your bills directly from your checking account. Save money on postage and save time by making payments at your convenience, 24/7. Sign up for Debit Card Round Up and we will automatically round up every debit card purchase and deposit the difference into your savings. This is an easy way to build your savings with every purchase. Stop into any branch or contact us to add this service to your debit card account. 1 To send or receive money with Zelle®, both parties must have an eligible checking or savings account.

A deposit of $5.00 in a savings account is the only other requirement. The credit union has assets totaling $101.71 Million and provides banking services to more than 11,000 members. You can reorder your Friends And Family checks online through our partner Harland Clarke. It takes just a few clicks and you can select from hundreds of designs and accessories to fit your personal style.

Program areas at Friends and Family Credit Union

Next, go to your “Zelle® settings” and click “Zelle® QR code” and your QR code will be displayed under “My Code”. From here you can view your QR code and use the print or share icons to text, email or print your Zelle® QR code. There are no limits to the amount of money you can receive with Zelle®.

At Friends and Family, our members are the owners of the credit union. All earnings are returned to our members in the form of higher interest on savings, lower interest rates on loans, lower service fees, and new services. Since money is sent directly from your bank account to another person’s bank account within minutes, 1 Zelle® should only be used to send money to friends, family and others you trust. To become a member, you must live, work, worship or attend school in Stark County, Ohio. Family of current credit union members are also eligible to join.

Reorder Checks Online

Deposit accounts are insured by American Share Insurance for up to $250,000. By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Members’ accounts are not insured or guaranteed by any government or friends and family credit union government-sponsored agency.

Once you are a member, you have access to all of the many services Friends and Family offers. Yes, Online Banking utilizes SSL 128-bit encryption for your protection. This new fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter. Get exclusive savingsSave on travel, shopping and insurance costs.

More than 350,000 online retailers support transactions made with SecureCode. Money orders are a secure and reliable way to make payments, especially when you need to ensure funds are guaranteed and transactions are traceable. To send money, log into the Tidemark FCU Mobile App, click “Send money with Zelle®”, click “Send,” then click on the QR code icon displayed at the top of the “Select Recipient” screen. Once you allow access to your camera, simply point your camera at the recipient’s Zelle® QR code, enter the amount, hit “Send,” and the money is on the way! When sending money to someone new, it’s always important to confirm the recipient is correct by reviewing the displayed name before sending money. We offer you the flexibility to schedule payments to be sent at a later date if you like, or even set up recurring payments for things like regularly sending money to your college student.

Build wealth with every debit card purchase

However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you. Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships, or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County. Direct Deposit is simply a way of having payments you normally receive by check sent directly to us, where they are automatically deposited into an account of your choice. Stop worrying about inadvertently overdrawing your checking account.

• Please be sure to turn on automatic updates to make sure that your app is always up to date.
• Access your checking account anytime online, by phone, or at a convenient ATM location.
• Friends and Family Credit Union was founded as The Massillon Area Credit Union in 1958 to serve the financial needs of employees of the Massillon school system.
• We also provide financial services to businesses and organizations in Stark County.
• You can also phone or text for locations and download the free Locator App.

Debit cards have a purchase limit of $2,500 per 24 hours and an ATM withdrawal limit of $410 per 24 hours. Members also elect a volunteer Board of Directors that sets the policies for the credit union. Opt-in to receive E-statement in Online Banking or at any branch. As the date of the meeting nears, we will provide a URL for registration on our website and will share that information at our three locations.

In 2001, the credit union became a Community Charter to serve everyone in Stark County, Ohio, as Massillon Area Credit Union. In 2011, the credit union changed its name to Friends and Family Credit Union. We are a full-service cooperative financial institution with over $100 million in assets and serve more than 10,000 members. Friends and Family Credit Union was founded as The Massillon Area Credit Union in 1958 to serve the financial needs of employees of the Massillon school system. In 2001, the credit union became a Community Charter to serve everyone in Stark County, Ohio. In 2011, the credit union changed its name to Friends and Family Credit Union.To become a member, you must live, work, worship or attend school in Stark County, Ohio.

IDCheck adds more security to your Shared Branch transactions

You can use your debit card anywhere you see the MasterCard® logo and for online purchases. This card is also an ATM card and can be used to withdraw cash at ATM machines. Experience the ultimate in convenience and value with Friends and Family’s checking and debit accounts. Enjoy no fees, unlimited check writing, emergency overdraft protection, and secure, versatile debit card features — without hidden fees or gimmicks. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.